SK Muscovy was deprived of a license. Assistance to clients of the insurance company Muscovy

24.05.2022

Hello dear friends! The insurance company Muscovy is in the process of bankruptcy. On the site Arbitration Court Moscow city There is information that the company is in the process of bankruptcy. The creditors of the company declare requirements for entering into the register of creditors.

Since Muscovy is going bankrupt, that means that there is no money. In this case, a situation may arise when you get into an accident, and the culprit of the accident has an OSAGO policy, which was issued by the Moskovia insurance company. Or any other insurance company that is in liquidation or bankruptcy.

Of course, all insurance companies, in turn, participate in the process of insuring the risks of obligations that they cannot satisfy. But the process of obtaining money can be significantly delayed or be completely unpromising under certain circumstances.

If you don't want to bother and deal with insurance-bankrupt, then you can sell the right of claim to the insurance company or contact me and "accompany" the process of obtaining the insurance payment. I know what to do to get money.

Thus, if you contact me, then:

I will redeem the right to claim against the insurance-bankrupt, or
accompany until the moment receiving money.

To speed up the process of understanding, write to me by mail, and indicate:

which insurance company should pay out;
what is available basis for payment(court decision, ruling, accident certificate);
what did the insurance company say when you applied (preferably attach a written response)?
my address: [email protected]

In my response, I will:

whether I can help you or not;
how much will the ransom cost and in what order;
how much will the escort cost (in this case we can work on results).

You can call me phone number is in contacts.

General scheme of actions after an accident

The general scheme of actions after an accident is as follows. Let's imagine that there was an accident. You need to file an accident in accordance with the law:

collecting documents after an accident;
turn to;
the insurance company does not make a payment, because the insurance company of the culprit is in the process of bankruptcy or the license of the insurance company has been revoked;

What to do if the culprit does not have insurance,!

In general, the situation may develop in different ways. The main point is that you should be paid, but this does not happen for various reasons. You need to understand that your insurance company may also become bankrupt, and you may have CASCO.

When a bankrupt is due to make a payment, but does not do so for various reasons, you will need to take urgent action to obtain Money.

How was Muscovy's license revoked?

If the license is revoked, then the insurance company will not pay because it has no money.

The Bank of Russia suspended the license of Muscovy due to violations of requirements financial stability and solvency. Relevant information is posted on the official website of the company.

In this case, the insurer is liable under previously concluded insurance contracts. However, the conclusion of new insurance contracts or amendments to the existing ones, entailing an increase in the obligations of the insurer, is not allowed.

If you are interested in the issue of redemption of the insurance business:

Dear friends, in any case, the right to claim can be sold, including the right to claim against a bankrupt.

The deplorable situation with the Moskovia insurance company was known at the beginning of 2017. Both within the company and many insurance intermediaries (agents, brokers, car dealerships) knew that financial position SC "Moskovia" is extremely dangerous and the chances that the organization will survive are extremely low. Realizing that they would no longer have to answer for policies, the management of the insurance company in 2017 set low rates for auto insurance and at the same time significantly raised commissions to intermediaries for the sale of policies of IC Moskovia.

As a result, hundreds of gullible motorists remained deceived, for whom employees of car dealerships or insurance agents managed to sell unsecured papers.

What should policyholders of the Moskovia insurance company do now?

If you are the owner of the OSAGO policy

If you are a CASCO contract holder

If you have not yet experienced any insured event, we recommend that you conclude a new insurance contract with another organization. In order to avoid problems associated with double insurance, the contract with Muscovy should be terminated in this case. Termination of the contract can be made remotely by sending a corresponding notice by mail to the legal address or head office of Moskovia (108840, Moscow, Troitsk, Tsentralnaya St., 3, office 9) or to the address of the branch known to you in your city.

If an insured event occurs and you need to recover insurance compensation under CASCO, then your algorithm of actions will be as follows:

1. Pre-trial settlement - 20-50 days. You need to submit an application for the payment of insurance compensation by mail with all the documents related to the event (certificates from the traffic police, police, fire control, etc.).

2. Filing a lawsuit in court. In accordance with the Law "On the Protection of Consumer Rights", you can file a claim at the place of your registration. Depending on the price of the claim (the amount of damage) and the area of your registration, the court will last from 2 to 5 months.

3. Submission of a writ of execution to the bailiff service. Most likely, by the time the trial ends, bankruptcy proceedings will already be initiated against the Moskovia Insurance Company. In this case, you should contact the bankruptcy trustee with a writ of execution and join the queue of creditors of the insurance company.

Services of the Legal Bureau "Insurance Rules" for clients of IC "Moskovia" under Casco agreements:

Consultation on the preparation of documents for the payment or termination of the contract - 1000 rubles;
Purpose: to give you step-by-step guidance on how to independently resolve the issue of payment or termination of the contract.
Preparation, filing (sending), monitoring the execution of a notice of termination of the insurance contract - 3,500 rubles;
Purpose: to form a package of documents to eliminate the problems associated with double insurance and to be able to file a claim for the recovery of funds paid for the policy;
Full management of the case for the recovery of insurance compensation under the Casco policy - 10,000 rubles. It includes the preparation and filing of a claim, participation in court sessions without limiting their number and without additional payments for individual sessions, obtaining judgment and a writ of execution and their submission to the FSSP (bailiffs) or arbitration manager.
The service does not include independent expertise and overseeing the process of recovering funds in enforcement/bankruptcy proceedings.

Purpose: submission of a writ of execution to the authorized body for the recovery of funds.

On May 31, 2017, an accident occurred involving the car LADA-217220, which belongs to me. Behind the wheel of my car was a driver admitted to driving under the CMTPL policy. During an accident, bodily injuries were caused to a passenger, which, as a result of a forensic medical examination, were not established as harm to health, about which I received a decision dated 06/09/2017. In the course of the audit, the person responsible for the accident was identified - the driver of another car, who has an OSAGO policy of OO IC Moskovia.

On June 13, 2017, I applied to this insurance company to apply for insured event, however, they did not accept my documents, because, according to an employee of the insurance company, I had an incomplete set - there were no details for transferring the payment. On June 14, 2017, I applied again to the insurance company, having a complete set of documents in my hands. An employee of the insurance company D-va I.A. accepted my application, registering it under the number 0562272. On the same day, an initial inspection of the car was carried out by an expert of the insurance company at my place of residence. On July 21, 2017, the car was troubleshooted, during which an expert from the insurance company was present, a list of damages was compiled and signed by both parties.

After the expiration of the period established by Federal Law-40 dated April 25, 2002 "On compulsory insurance civil liability of vehicle owners", 07/14/2017 I contacted insurance company NGO IC "Moskovia" to clarify the situation, since the insurance compensation was not made, and I was not notified of the results of the calculation of the cost of repairs vehicle. According to an employee of the insurance company S-ich I.L. based on the inspection of the vehicle in the case of compensation (B 079746), the calculation of the insurance payment was made, but they refused to provide me with information on the results of the calculation, since the employees do not have access to the relevant database and, according to the employees, the Moskovia insurance company is deprived of a license and all employees are fired.

I asked for clarification hotline PCA, where I was informed that they did not have information about the revocation of a license from this insurance company. Employees of the insurance company tried to kick me out of the office, called the police and the district police officer, as I refused to leave the office of the insurance company, they also refused to accept my claim and issue copies of the documents about the insured event, since I handed over all the originals to the insurance company when writing the application on 14.06 .2017. My claim was accepted only in the presence of the police and the district police officer.

As a result of my visit, I did not receive any clarification from representatives of the UK. They gave me the phone number of the office in Moscow, which deals directly with the compensation of losses, but I could not get through to this phone number (tel. 84956321313, 8495777701). On the hotline of the insurance company, indicated on the official website, no one answered me either. I wrote an appeal to the website of the insurance company OO SK "Moskovia". I want to sort out the pre-trial procedure, but apparently I will be forced to go to court.